Instant credit at the dinner table

*Subject to the T&Cs and Privacy Policy

In need of a night out but low on funds? We’ve got you covered.

Whether it’s dinner and drinks or a weekend away you’ve got in mind, Wirex Credit lets you borrow funds there and then and spend them in seconds.

All you’ve got to do is use your BTC, ETH or WXT as collateral and take out a Wirex Credit line in a stablecoin of your choice.

It really is that easy. Depending on your chosen currency, you can borrow at 0% interest and pay back your credit line whenever you like. Plus, you can forget tiresome credit and affordability checks – your funds will be available straightaway.

That means you can hit ‘borrow’ while you’re waiting for the bill. Cheers to that!

Ready to take out a Wirex Credit line? Here’s how:

  1. Go to the Credit tab in-app and tap Borrow.

  2. Select the cryptocurrency you wish to use as collateral.

  3. Choose your loan to value (LTV) ratio.

  4. Enter the amount you wish to use as collateral, then select the stablecoin you wish to receive credit in.

  5. Tap Continue, double check the details, then tap Confirm.

You’re all done! Your stablecoins will be available instantly, which you can then exchange into another currency, or spend with your Wirex card.


*0% interest available on NXUSD only for a limited time, all other stablecoins at 2% APR.
*Availability for Wirex Credit may differ by region. All credit lines are provided in stablecoins. Cryptocurrency is volatile and all lending is conducted at the user’s risk. Subject to the T&Cs and Privacy Policy.

:bulb::mag_right:Feedback Wirex Team :balance_scale::100:

Greetings, Wirex Team.

Sincerely, I do admire the extent to which you guys have combined “WIREX” into a card that we simply “can’t do without.” :pound::euro::dollar:. It’s a brilliant concept… Okay, having said that, I would like to suggest that our “DEVELOPERS” also perform a thorough or extensive finishing job to ensure that no bugs are left behind ‘n’…‘t’ prevent even the slightest amount of embarrassment. “You know,” as we the users, shall impose all our trust…. Despite our dubious confidence in the Wirex card, we won’t experience any lasting humiliation wherever we go.


Thank you for this and for your suggestions sir.

Useful feature,tks👍

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