Unsavoury and unscrupulous fraudsters will never stop trying their hardest to get hold of your sensitive information and funds. But all is not lost! Arming yourself with knowledge on how to be the most secure online can allow you to defend your accounts against anyone who tries to crack them.
These tips might feel a bit time-consuming. However, they’ll soon become second nature and save you a great deal of heartache in the long run. So without further ado, here’s the best tips to better secure your accounts.
- Make sure that any words or phrases you use have no personal meaning to you. Therefore, birthdays, favourite pets, anniversaries etc. are out of the question.
- Create a password that is at least 8 characters long, with a mixture of capital and lowercase letters, as well as symbols (!&@$) and numbers dispersed throughout.
- Change your passwords regularly
- Enable 2-factor authentication (2FA) where possible for an extra added layer of protection.
- Change your email for different accounts. If you have the same email and password for everything, then chances are you will have breaches on multiple accounts should fraudsters get hold of your details.
- Use an encrypted password manager. If you are creating different passwords for each account as well as accompanying those with different emails, then it might get a little tricky to remember them all. This is where a good password manager can aid in keeping them all in one place for you. There are several great options out there – a quick google will tell you more.
- Don’t use short, one-worded passwords, such as sunshine or football.
- Don’t use words that can be easily guessed. Surprisingly, lots of people still use “password”, “1234567” and combinations of the two as their preferred choice.
- Don’t reuse passwords.
- Don’t use the same password for different accounts. If one gets breached then scammers/hackers will try other accounts with that same word.
- Don’t think a weaker password is ok to use simply because you’ve enabled 2FA.
And above all else, please don’t give out your passwords to anyone. There are scammers out there who use every trick in the book to gain access to your funds and/or accounts. Real companies will never ask for your passwords or personal information. Anyone who gets in contact with you first, claiming they are an employee or part of a customer support team and asking for sensitive data, are likely scammers. Avoid at all costs and report them!